Cancer is a disease that does not discriminate. It can affect anyone at any time regardless of age, race or ethnicity. Learning that you or someone you know and love has been diagnosed with a form of the disease can be devastating. However, it does not mean that life needs to stop! You can keep on living with cancer, but there are likely to be areas that may need to be addressed and some that may need to be adjusted. For instance, financial stability is important for everyone, but even more so when fighting a life threatening disease. There are sources of money for cancer patients and their families to take advantage of in order to ensure the best quality time together.
Facts and Figures
When you or someone you know is fighting for their life it may be comforting to understand that you are not alone. According to the American Cancer Society, just over 1.6 million new cases of cancer are expected to be diagnosed in 2013 alone. While every patient will fight as hard as they can for their lives, unfortunately not all battles can be won. The ACS projects 580,350 patients will die of cancer this year.
The numbers do not lie, but cancer patients are not alone in their fight. It is important to plan not only for the present, but also for the future whatever it may hold.
Members of the workforce may choose to continue working during their fight. Prior to returning to the job, there are some important things patients need to know. First and foremost, it is important to speak with the medical team overseeing the case. They will be able to advise the patient whether it is safe to return to their profession. The team may even make recommendations for adjustments to schedules or environments to accommodate the worker as needed.
Once medically cleared, the next important aspect is to understand the legal rights a patient has. Cancer patients are covered by The Federal Rehabilitation Act of 1973 and the Americans with Disabilities Act of 1990. Individual states may also have specific laws regarding cancer patients.
Medical costs are rising sharply across the board from insurance to individual treatments and medications. The financial impact of cancer drugs and traditional, as well as alternative treatments can be great. The exact impact will differ on an individual basis depending upon the diagnosis as well as the treatment plan created. The average cost of prescription drugs can be $10,000 or more.
Check with the individual’s health insurance to see what they will cover. They may even reimburse some costs.
As with all major life situations, it is important to understand what funding resources are available. Money for cancer patients may be obtained using a variety of programs and resources. Many can be used in combination to help offset the costs of treatment and ensure a good quality of life for the patient and their family.
Living with cancer can be a very scary thought. However, with some planning and knowledge of legal rights and impacts, life may still be enjoyed to the fullest for as long as possible.
- License: Royalty Free or iStock source: http://tip.office.microsoft.com/en-us/images/MH900423016.jpg
Alex White is a freelance writer who enjoys blogging about health and wellness.